What To Look For In A Full Coverage Car Insurance Quote In Wisconsin

If you are considering applying for a full coverage car insurance quote in Wisconsin, you want to be informed and know what to look for, right?

First, it’s important to know the difference between liability coverage and full coverage. In Wisconsin, liability insurance is coverage that protects you against property damage, personal injury, and death. Wisconsin has set the lowest amounts of liability protection you’re legally allowed to have. These are called the state’s minimum liability coverage requirements and they are as follows:

• Property damage: You must have at least $10,000.
• Personal injury: You must have at least $25,000.
• Death: You must have at least $50,000.

Of course, you can always purchase more than Wisconsin’s minimum liability coverage requirements. It’s actually best to purchase more in order to make sure you have enough liability insurance protection.

On the other hand, full coverage car insurance in Wisconsin covers more situations than property damage, personal injury, and death. So, when you are looking for full coverage auto insurance in WI, you need to choose the kinds of coverage you feel will off the most benefits for you, your vehicle, and any other drivers in your household.

A couple of examples?

Collision Coverage: Collision coverage provides protection in the event your vehicle collides with another driver’s vehicle. When you have collision coverage, your insurance policy takes care of repair costs or replacement costs if the damages can’t be repaired.

Comprehensive Coverage: Comprehensive coverage provides protection in the event your vehicle becomes damaged by something other than a collision with another vehicle. Damage caused by theft, vandalism, fire, animals, and weather are normally covered under comprehensive coverage.

Get your free online car insurance quote. Then, contact an automobile insurance agent or broker and discuss the different full coverage car insurance options offered by various companies. Choose the company that offers the full coverage options that best suit your needs.